Reclaiming Our Coins: A Love Letter to Black Women This Financial Literacy Month
April is Financial Literacy Month, and if there’s one thing I know for sure, it’s this: Black women have always been the backbone of economic survival, not just in our households, but in our communities. We’ve mastered the art of stretching dollars, flipping side hustles into legacies, and turning “no” into a strategy. But baby, it’s time to move from survival to strategy. From holding it down to building it up.
Let’s talk about the real: financial trauma is real. Many of us weren’t taught about credit, budgeting, or investing. We were taught to work twice as hard, to save "for a rainy day," and to keep hush about money struggles. But sis, silence doesn’t build wealth — strategy does. And we deserve to have seats at every table, including the one where generational wealth is passed down, not just dreamed about.
So here’s the call this month:
We’re not just budgeting to make ends meet — we’re budgeting to fund dreams. We’re not just building credit to get approved — we’re building it to own the block. We’re not just hustling — we’re healing through money mastery.
I see you. The entrepreneur, the single mom, the nine-to-fiver with a passion project. You, sis, are already doing the work. Now it’s time to align your money with your mission. That means understanding your worth, learning the language of financial systems, and calling in abundance without apology.
Here's where to start this April:
Check your mindset before your balance sheet. Are you carrying shame around money? Guilt around debt? Let that go. You are not your financial past.
Get educated, not intimidated. From high-yield savings accounts to Roth IRAs, you can learn it. One step at a time.
Set your boundaries and your budget. Both are sacred. Neither needs to be explained to anyone.
Invest in your healing and your hustle. Therapy and financial coaching? That’s a power move.
We’re shifting narratives. We’re owning our stories. We’re building businesses, buying homes, raising babies, and bossing up — in every way.
This Financial Literacy Month, I’m not here just to talk numbers. I’m here to talk legacy. You are the blueprint. You are the bank. You are the brilliance our ancestors dreamed of. Now let’s build wealth that speaks your name long after you’re gone.
Because when Black women rise, everybody eats. Let’s eat, sis.
Shanice Love is a Publicist, COO | Press & Media Editor | Career & Money Editor for Hope Magazine, Established Corporate Executive, and Owner of Loyalty Enterprise. She is a passionate advocate for neurodiversity and financial literacy in the Black community, using her platform to empower and uplift others on their journeys to success, health, and wellness.